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CyberShoulder
  • Home
  • Community
  • Opinion Room
  • Advice & Guidance
    • Unsure where to start?
    • What is Cyber risk?
    • Our Advice Individual
    • Guidance Individual
    • Our Advice Business
    • Guidance Business
  • Business Support
  • Paper Content
  • Get in touch

Understanding Cyber Risk

How do I know if I'm at risk?

Cyber threats aren’t always obvious. This page will help you recognise common warning signs, understand the risks involved, and decide what to do next — whether you’re an individual or part of a business.

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What is cyber risk?

Cyber risk is the chance that something you do online — or something done to you — could lead to harm. That harm might involve your identity, finances, work, or personal safety.


It includes scams, data theft, hacking, impersonation, and any attempt to trick, exploit, or damage through digital means. Cyber risk doesn’t just affect big organisations — it happens to individuals and small teams every day.

🔐 Identity

🖥️ Operational

💸 Financial

 Your identity or personal data is targeted (e.g. phishing emails, blackmail, social engineering). 

💸 Financial

🖥️ Operational

💸 Financial

Someone attempts to access or steal money, often through scams, fraud, or ransomware.

🖥️ Operational

🖥️ Operational

🖥️ Operational

 A cyber issue disrupts your business, reputation, or digital tools — such as fake invoices, leaked data, or impersonation.  

⚠ Warning Signs

🔑 Logins & passwords

📧 Unexpected messages

📧 Unexpected messages

You get login or password reset alerts you didn’t request

📧 Unexpected messages

📧 Unexpected messages

📧 Unexpected messages

Someone says you messaged them — but you didn’t

💻 Device behaviour

📧 Unexpected messages

↗ Pop-ups or redirects

Your device is slow, glitchy, or behaving oddly

↗ Pop-ups or redirects

📧 Unexpected messages

↗ Pop-ups or redirects

Unexpected pop-ups or browser redirects appear

🐁 Uncertain clicks

💸 Unusual account activity

🐁 Uncertain clicks

You clicked a link or shared info and felt unsure after

📅 Missing data

💸 Unusual account activity

🐁 Uncertain clicks

Files, tools, or accounts are suddenly locked or missing

⏳ Urgent emails or texts

💸 Unusual account activity

💸 Unusual account activity

You receive emails or texts urging urgent action or payment

💸 Unusual account activity

💸 Unusual account activity

💸 Unusual account activity

You notice strange charges, invoices, or activity in your accounts

How can I stop it from happening?

 

You can’t stop every threat — but you can reduce the risk. Most cyber incidents can be prevented by taking a few simple precautions.


👉 Head to Our Advice page for clear, simple guidance on how to protect yourself.

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